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  1. Stop hoping that things will get better. Instead, take the time to find out what you can do to make things better.
  2. Stop blaming others for your financial condition. You are responsible for your own financial destiny. It is not too late to take the necessary steps to remedy the state of your finances. Help is available!
  3. Stop letting fear keep you from taking action toward a better financial future. You have to step up to fear of the unknown and do whatever it takes to turn your financial situation around.
  4. Stop the negative self-talk regarding your finances. Be positive! You can and you will turn this financial situation around.
  5. Stop looking for the easy way out. Instead, look for the way that will cause you lasting financial success! Look for solutions that will not only improve your financial health today but will also have a positive impact on future generations. The best way is not the easiest way. You don’t want to just survive, you want to thrive. It will take work but you can do it.
  6. Stop letting your emotions regarding your financial situation keep you from pursuing financial solutions. The help that you need is available but you have to actually research it out. You need to educate yourself regarding what has worked for other people. You are not the only person who has been stressed out about having more expenses than money or any other financial problem you may be dealing with. There is an answer! You need to be determined to find it!
  7. Stop being depressed and upset about what you don’t have. Celebrate and be grateful for everything that you do have. There is always someone that is in worse financial condition than you. Being thankful can improve your emotional state so that you can think clearly about what you have to do.
  8. Stop looking only at your personal problems. Instead, you should focus on the fact that you need to make this change in the state of your finances. This change from a poverty mentality to a wealthy mentality will leave a financial legacy. The generations that come after you will be in a better financial place because you decided to improve your financial health. You will have the ability to teach your children how to have control over their finances and they in turn can teach their children. Your willingness to focus on changing your financial health can change the trajectory of generations to come.
  9. Stop allowing distractions to keep you from taking action to improve your finances. You need to obtain a positive mindset that is determined to win in this financial game of life. It is up to you to find out the rules and to play the financial game of life to win.
  10. Stop drifting through your finances without giving any thought on how to save, spend or invest your money. Your money needs a purpose. Money without a purpose will just float out of your life. Take the time to set financial goals that gives your money instructions so it knows what it is suppose to accomplish.
  11. Stop giving up on your future. What thoughts have you been entertaining? Negative thoughts can shape your future. Never say that you will not be able to improve your financial situation. Instead, only let positive thoughts linger in your mind. You have to believe that you can change your financial status even if your finances do not reflect the changes you want to see today. It took a while to get where you are right now so it is going to take more than a minute to the results you want to see. Take each day one step at a time. The key is to start!
  12. Stop making excuses for why you are where you are financially. Instead, learn all you can about how to live a healthy financial life and then act on what you learn